Retirement Planning


When you consider retirement, how do you picture yourself? Relaxing on an exotic beach, enjoying hobbies, doing volunteer work or launching a second career? By planning for the next chapter of your life, your dreams can become reality. Retirement planning provides the scope of financial services and solutions to help you meet your goals and retire on your own terms. 

Real Estate Investing


Real estate has long been a successful strategy for the rich and financially savvy middle class, and it can work for you for less upfront investment costs than you may think. Whether it’s land banking in the path of growth and development or investing in real estate rental properties, real estate investing can be a sound choice if you work with us.  

Private Reserve Account


 We like to call it an alternative way of banking or “being your own bank” if you will. It is a great way to make one dollar serve multiple purposes such as tax-advantaged income in retirement, protection if you were to get ill (with living benefits added to the life policy), tax-advantaged death benefit to heirs, college savings plans for children and even mortgage or auto loan payoff acceleration. 

401(k) Rollovers


Too often, employees change jobs and leave their plans behind. CalChoice Financial can help you with a 401k rollover so you can put your money to work for you.  

College Planning


 Whether you have children, grandchildren, nieces or nephews headed to college when they turn 18, it’s always best to put anticipated higher education expenses into your financial plan–the sooner/younger the better. 

Life Insurance


 You don’t buy life insurance because you are going to die, but because those you love are going to live. Nothing matters more than the safety and well-being of your loved ones.